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| To purchase new four wheeler for personal use. To purchase second hand four wheeler (up to 3 years old only) for personal use. |
| Maximum upto Rs. 50.00 Lacs. |
| 1. |
Loan Amount : Maximum Upto Rs. 50.00 Lacs OR
Ex-Showroom Cost + Registration- Discount-Exchange amount whichever is less. |
| 2. |
Repayment : Maximum 84 months OR
Till the retirement age if Salaried whichever is earlier.
In case of Old vehicle upto 3 years only, Maximum repayment tenure upto 36 months. |
| 3. |
No Pre-payment Penalty. |
| 4. |
Rate of Interest :( Car Loan Personal Use ) 7.95 to 9.25% , ( Auto /
Transport Vehicle Loan ) 12.00% |
| 5. |
Service Charges : are Applicable from time to time. |
| 6. |
Margin : is Applicable from time to time. |
| 1. |
For Salaried Persons |
| 2. |
For businessmen & Professionals |
| 3. |
For Self Employed |
| 1. |
Duly filled form with : |
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i. Income Proof of Applicant(s) & Guarantor(s) |
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ii. Residential Proof of Applicant(s) & Guarantor(s) |
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iii. PAN Card of Applicant(s) & Guarantor(s) |
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iv. KYC of Applicant(s) & Guarantor(s) |
| 2. |
New/Old Vehicle to be purchased Prime Security is required |
| 3. |
Two Acceptable Guarantors |
| 4. |
Other Charges : One Upfront EMI, Franking Charges,ROC & notary charges etc. |
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